Two questions every self-employed therapist has to answer, done with real numbers rather than rules of thumb.
What private practice actually costs you in tax, and when. Every figure on these pages is worked with the same engine as the Practik calculator, on 2025/26 rates for a self-employed sole trader.
Your fee, caseload and costs decide all of it. Put yours in and see the numbers these pages work through.
Calculate my take-home →They are arithmetic, done properly and shown in full, for a self-employed sole trader in England, Wales or Northern Ireland. They are not tax advice, they do not know your circumstances, and they are no substitute for an accountant on anything that matters. Scotland has its own income tax bands, which none of these figures use.